Guidance Notes 9
Guidance Note 7B - Implementation of various aspects of the FIC Act 1 August 2026 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the MLTFC Regulations issued under the FIC Act.
current unreviewed Bookmark
Directives 20
Directive 10 - On information pertaining to geographic locations 1 July 2026 | This Directive takes effect on the date of publication in the Government Gazette.
current unreviewed Bookmark
Directives 21
Draft Directive 12 - On the submission of risk management and compliance programmes 1 July 2026 | Draft Directive 12 – On the submission of risk management and compliance programmes
draft consultation draft - not in force unreviewed Bookmark
Public Compliance Communications 48
PCC 60 - Format and manner of completion and submission of the 2026 risk and compliance return 1 June 2026 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued in terms of the FIC Act.
current unreviewed Bookmark
Guidance Notes 8
Draft Guidance Note 7B - Implementation of various aspects of the FIC Act 1 June 2026 | Draft Guidance Note 7B – Implementation of various aspects of the FIC Act
draft consultation draft - not in force unreviewed Bookmark
Directives 19
Advisory Notice: Submission of the 2026 Risk and Compliance Return in terms of Directive 11 of 2026 15 May 2026 | This Directive takes effect on Wednesday, 1 April 2026.
current accepted Bookmark
Directives 18
Notice: 2026 Risk and compliance return platform open for online submissions 5 May 2026 | 5 May 2026: The Financial Intelligence Centre (FIC) encourages accountable institutions as specified in Directive 11 of 2026 to promptly submit their 2026 risk and compliance return (RCR) to the FIC on the online submission platform, accessible on the FIC website and here.
reference accepted Bookmark
Directives 17
Legal practitioner 2026 RCR questionnaire 1 May 2026 | DRAFT RISK AND COMPLIANCE RETURN QUESTIONNAIRE
reference accepted Bookmark
Directives 15
Risk and compliance return 2026 Composite questionnaire sample 31 March 2026 | 2026 RCR QUESTIONNAIRE)
reference accepted Bookmark
Directives 16
Web notice: Publication of Directive 11 on the submission of the 2026 risk and compliance return 31 March 2026 | 31 March 2026: Following public consultation, the Financial Intelligence Centre (FIC) has published by gazette Directive 11 on the submission of the 2026 risk and compliance returns (2026 RCRs) by specified accountable institutions as designated items in Schedule 1 of the Financial Intelligence Centre Act, 2001 (Act 38 of 2001) (FIC Act).
reference accepted Bookmark
Public Compliance Communications 46
Draft Public Compliance Communication 125 of 2026 on RCR submission in terms of Directive 11 31 March 2026 | Draft Public Compliance Communication 125 of 2026 on RCR submission in terms of Directive 11
draft consultation draft - not in force accepted Bookmark
Public Compliance Communications 47
Web notice: Call for comments on Draft PCC 125 on 2026 risk and compliance returns 31 March 2026 | Comments on Draft PCC 125 must reach the Centre by no later than close of business on Friday, 24 April 2026.
historical accepted Bookmark
Directives 14
Directive 11 - Risk and compliance return 2026 1 March 2026 | This Directive takes effect on Wednesday, 1 April 2026.
current accepted Bookmark
Public Compliance Communications 40
Draft PCC 122 - Special purpose vehicles 1 March 2026 | Draft PCC 122 – Special purpose vehicles
draft consultation draft - not in force accepted Bookmark
Public Compliance Communications 41
Draft PCC 125 - Format, manner of completion and submission of the 2026 RCR 1 March 2026 | Draft PCC 125 – Format, manner of completion and submission of the 2026 RCR
draft consultation draft - not in force accepted Bookmark
Public Compliance Communications 42
Draft PCC 5E - Registration with the FIC 1 March 2026 | Draft PCC 5E – Registration with the FIC
draft consultation draft - not in force accepted Bookmark
Public Compliance Communications 43
PCC 23A - Interpretation of the scope of credit providers 1 March 2026 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued in terms of the FIC Act.
current accepted Bookmark
Public Compliance Communications 44
PCC 61 - Implementation of the “travel rule” relating to crypto asset transfers 1 March 2026 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued in terms of the FIC Act.
current accepted Bookmark
Public Compliance Communications 45
Web notice - Release for consultation of draft PCC 5E 1 March 2026 | Comments on draft PCC 5E should reach the FIC by no later than close of business on Friday, 27 March 2026.
historical accepted Bookmark
Directives 13
Draft Directive 10 - Information pertaining to geographic locations 1 December 2025 | Draft Directive 10 – Information pertaining to geographic locations
draft consultation draft - not in force accepted Bookmark
Guidance Notes 7
Revised Guidance Note 7A - Implementation of various aspects of the FIC Act 1 September 2025 | This Revised Guidance Note 7A dated 1 September 2025 replaces both Guidance Note 7A and Guidance Note 7 from the date of its publication.
replaced accepted Bookmark
Directives 12
Directive 3A - Notification of failure to report 1 March 2025 | 2.1 This Directive is effective from date of its publication in the Government Gazette.
current accepted Bookmark
Public Compliance Communications 38
Draft PCC 118A - Interpretation of money or value transfer service providers 1 March 2025 | Draft PCC 118A – Interpretation of money or value transfer service providers
draft consultation draft - not in force accepted Bookmark
Public Compliance Communications 39
PCC 50A - Mitigation of loss of intelligence 1 March 2025 | This PCC guides reporters on certain measures required for the mitigation of lost intelligence data due to the Financial Intelligence Centre (Centre), where a report ought to have been filed and the reporter fails to file the report, or where a reporter files a defective report.
current accepted Bookmark
Directives 11
Directive 9 - Travel rule relating to crypto asset transfers 1 November 2024 | This Directive applies to accountable institutions listed in items 12 and 22 of Schedule 1 to the FIC Act that are ordering, intermediary or recipient crypto asset service providers, which facilitate or enable the origination or receipt of domestic and cross-border transfers of crypto assets or act as an intermediary in receiving or transmitting the crypto assets for or on behalf of a client.
current accepted Bookmark
Public Compliance Communications 37
PCC 59 - Beneficial ownership 1 August 2024 | The guidance takes effect immediately on date of issue.
current accepted Bookmark
Directives 10
Draft Directive 9 - Travel rule relating to crypto asset transfers 1 April 2024 | Draft Directive 9 – Travel rule relating to crypto asset transfers
draft consultation draft - not in force accepted Bookmark
Public Compliance Communications 36
PCC 58 - Interpretation of high-value goods dealers 1 March 2024 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued in terms of the FIC Act.
current accepted Bookmark
Public Compliance Communications 35
PCC 44A - Implementation of targeted financial sanctions 1 February 2024 | This PCC applies to all accountable institutions and other persons.
current accepted Bookmark
Directives 9
Directive 1 - Updating of institution information 1 January 2024 | This directive is effective from date of publication in the Government Gazette.
current accepted Bookmark
Public Compliance Communications 34
PCC 36 - Guidance on the voluntary disclosure programme 1 November 2023 | The SVDP will be open for applications from 01 October 2016 until 30 June 2017, when it will terminate.
historical accepted Bookmark
Guidance Notes 6
Guidance Note 9 - International Funds Transfer Reporting 1 November 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Money Laundering and Terrorist Financing Control Regulations (MLTFC Regulations) issued under the FIC Act.
current accepted Bookmark
Public Compliance Communications 32
PCC 47A - Guidance on the interpretation of legal practitioners 1 October 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued in terms of the FIC Act.
current accepted Bookmark
Public Compliance Communications 33
PCC 5D - Registration with the Financial Intelligence Centre 1 October 2023 | This Draft PCC 5E replaces PCC 5D.
replaced accepted Bookmark
Directives 4
2019.3 - GN - Website Notice Directive 5 on the usage of an automated transaction monitoring system 1 September 2023 | Comment is invited on the draft directive, to reach the FIC by no later than Friday, 22 March 2019.
historical accepted Bookmark
Directives 5
Directive 1 of 2019 - SARB FATF electronic funds transfer (Annexure B) 1 September 2023 | # FOR CONSULTATION PURPOSES ONLY
draft consultation draft - not in force accepted Bookmark
Directives 6
Directive 5 of 2019 - Use of an automated transaction monitoring system (ATMS) 1 September 2023 | 4.1 This Directive is effective from date of publication in the Government Gazette.
current accepted Bookmark
Directives 7
Directive 7 of 2023 - Submission of risk and compliance returns 1 September 2023 | 3.2 The risk and compliance return must be submitted to the FIC no later than 17:00 on Monday, 31 July 2023.
historical accepted Bookmark
Directives 8
Directive 8 of 2023 - Screening of employees 1 September 2023 | 3.1 This Directive becomes effective on date of publication in the Government Gazette.
current accepted Bookmark
Public Compliance Communications 3
Draft PCC 118 - Guidance on the interpretation of money or value transfer service providers 1 September 2023 | Draft PCC 118 – Guidance on the interpretation of money or value transfer service providers
draft consultation draft - not in force accepted Bookmark
Public Compliance Communications 4
PCC 01 - Establishment of PCCs 1 September 2023 | The purpose of this document is to establish the Public Compliance Communication (PCC) series of the Financial Intelligence Centre (the Centre), to describe what they will be and the reason for their publication.
reference accepted Bookmark
Public Compliance Communications 5
PCC 12A - Guidance on outsourcing to third parties 1 September 2023 | This PCC applies to the interpretation and application of the FIC Act requirements and does not apply to the interpretation of other regulatory requirements as issued by other regulatory or supervisory bodies.
current accepted Bookmark
Public Compliance Communications 6
PCC 13 - Scope of item 12 of Schedule 1 relating to registered auditors 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued under the FIC Act.
current accepted Bookmark
Public Compliance Communications 7
PCC 22 - International privacy laws and CIV 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued under the FIC Act.
current accepted Bookmark
Public Compliance Communications 8
PCC 22A - Guidance on information processing in terms of the FIC Act 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued in terms of the FIC Act.
current accepted Bookmark
Public Compliance Communications 9
PCC 25 - FSP scope 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued in terms of the FIC Act.
current accepted Bookmark
Public Compliance Communications 10
PCC 30 - Customer identification and verification of casino junket agents 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued under the FIC Act.
current accepted Bookmark
Public Compliance Communications 11
PCC 31A - Guidance on the receipt and acceptance of funds by AIs 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued under the FIC Act.
current accepted Bookmark
Public Compliance Communications 12
PCC 38A - Mode of communication regarding sections 27, 32, 34 and 35 1 September 2023 | PCC38A takes effect on 08 March 2018.
current accepted Bookmark
Public Compliance Communications 13
PCC 39 - Mandated entities in terms of the FIC Act 1 September 2023 | 11.1 This PCC39 takes effect on 03 August 2018.
current accepted Bookmark
Public Compliance Communications 14
PCC 40 - Licensing conditions 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued under the FIC Act.
current accepted Bookmark
Public Compliance Communications 15
PCC 41 - Guidance for NPOs on AML/CFT 1 September 2023 | This PCC applies to all types of NPOs in South Africa, the relevant NPO Regulators as set out in paragraph 4 below and third parties that deal with NPOs.
current accepted Bookmark
Public Compliance Communications 16
PCC 42 - Guidance on S29 reports and supervisory bodies 1 September 2023 | The objective of this PCC is to provide guidance to accountable institutions, reporting institutions and/or other reporters, that the production of a copy of a report and/or the furnishing of information or facts of a report made in terms of section 29 of the FIC Act, can only be provided to specific supervisory bodies, under specified conditions.
current accepted Bookmark
Public Compliance Communications 17
PCC 43 - Guidance on shared clients 1 September 2023 | The objective of this PCC is to provide accountable institutions with the Centre's view on compliance with their customer due diligence obligation in terms of Part 1, Chapter 3 of the FIC Act, where the accountable institution requests assistance from another accountable institution in relation to a shared client.
current accepted Bookmark
Public Compliance Communications 18
PCC 45 - Guidance on Directive 5 of 2019 in relation to the use of ATMS 1 September 2023 | This PCC must be read together with Directive 5.
current accepted Bookmark
Public Compliance Communications 19
PCC 48 - On certain life insurance business, CDD and risk 1 September 2023 | The objective of this PCC is to provide clarity on three (3) self-standing issues relating to The risk assessment of an accountable institution in relation to their clients, the implications of the naming of a nominated beneficiary to a life insurance product, and the providing of STR and related information to a supervisory body.
current accepted Bookmark
Public Compliance Communications 20
PCC 49 - Guidance on ML, TF and PF considerations relating to geographic areas 1 September 2023 | This PCC provides guidance on certain ML/TF/PF risk considerations and provides suggested resources that may be consulted in determining the ML/TF/PF risk related to geographic areas.
current accepted Bookmark
Public Compliance Communications 21
PCC 50 - Mitigation of loss of intelligence 1 September 2023 | This PCC guides reporters on certain measures required for the mitigation of lost intelligence data due to the Financial Intelligence Centre (Centre), where a report ought to have been filed and the reporter fails to file the report, or where a reporter files a defective report.
current accepted Bookmark
Public Compliance Communications 22
PCC 51 - Guidance on measures relating to FPPOs and DPIPs 1 September 2023 | This PCC provides further clarity on the money laundering (ML) risk posed by, and CDD considerations to be applied to, a business relationship with a client who is a domestic prominent influential person (DPIP) or foreign prominent public official (FPPO) or are an immediate family member or known close associate of a DPIP or FPPO and must be read together with Guidance Note 7 (GN7).
current accepted Bookmark
Public Compliance Communications 23
PCC 52 - Authorised users and CDD 1 September 2023 | This PCC is applicable to authorised users of an exchange as referred to in item 4 of Schedule 1 to the FIC Act.
current accepted Bookmark
Public Compliance Communications 24
PCC 53 - Guidance on RMCPs 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued in terms of the FIC Act.
current accepted Bookmark
Public Compliance Communications 25
PCC 54 - Guidance on compliance measures aimed at combating proliferation financing 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations.
current accepted Bookmark
Public Compliance Communications 26
PCC 55 - Screening and scrutinising employees 1 September 2023 | 4.1 The Directive 8 becomes effective and enforceable from date of publication in the Government Gazette, for both current and prospective employees.
current accepted Bookmark
Public Compliance Communications 27
PCC 56 - Interpretation of property practitioner 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations issued in terms of the FIC Act.
current accepted Bookmark
Public Compliance Communications 28
PCC 57 - Guidance on the interpretation of crypto asset service providers 1 September 2023 | Accordingly, guidance provided by the Centre is authoritative in nature and must be taken into account when interpreting the provisions of the FIC Act or assessing compliance of an accountable or reporting institutions with their obligations as imposed on it by the FIC Act.
current accepted Bookmark
Public Compliance Communications 29
PCC O3 - Refugees and asylum seekers 1 September 2023 | The Financial Intelligence Centre provides the guidance contained in this Public Compliance Communication in terms of its statutory function under section 4(c) of the Financial Intelligence Centre Act (Act 38 of 2001) (the FIC Act).
current accepted Bookmark
Public Compliance Communications 30
PCC - PCC 101 licensing conditions final draft for consultation 1 September 2023 | FOR CONSULTATION PURPOSES ONLY
draft consultation draft - not in force accepted Bookmark
Public Compliance Communications 31
Q and A on the launch of PCCs 1 September 2023 | A Public Compliance Communication (PCC) is a new tool that the Financial Intelligence Centre (the Centre) will introduce and use to publish its view on the meaning of certain provisions of the Financial Intelligence Centre Act No.
reference accepted Bookmark
Guidance Notes 1
Draft Guidance Note 05C - CTRs taking into account legislative changes 1 September 2023 | Draft Guidance Note 05C – CTRs taking into account legislative changes
draft consultation draft - not in force accepted Bookmark
Guidance Notes 2
Guidance Note 4B - Reporting STRs to the FIC 1 September 2023 | This guidance takes effect on the commencement of sections 26 A, 26B and 26C of the FIC Act.
current accepted Bookmark
Guidance Notes 3
Guidance Note 5C - Submitting CTRs to the FIC 1 September 2023 | This Guidance Note 5C takes effect on the date of commencement of Regulations 1, 22B, 22C and 24 of the FIC Act, as stipulated in the Government Gazette as 14 November 2022.
current accepted Bookmark
Guidance Notes 4
Guidance Note 6A - Terrorist property report obligations 1 September 2023 | This guidance note takes effect on upon commencement of sections 26A, 26B and 26C of the FIC Act.
current accepted Bookmark
Guidance Notes 5
Guidance Note 8 - EFTs and Directive 1 1 September 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Money Laundering and Terrorist Financing Control Regulations issued under the FIC Act (the MLTFC Regulations).
current accepted Bookmark
Public Compliance Communications 2
PCC 6A - Guidance on trust and company service providers as item 2 1 August 2023 | Guidance provided by the Centre is the only form of guidance formally recognised in terms of the FIC Act and the Regulations.
current accepted Bookmark
Statutes 8
General Laws (Anti-Money Laundering and Combating Terrorism Financing) Amendment Act, 2022 (Act 22 of 2022) 1 January 2022 | Commencement verified against Gazette 47815 dated 2022-12-29.
unverified date
current accepted Bookmark
Public Compliance Communications 1
PCC 46 - Guidance on the application of the FIC Act 1 March 2020 | This process must be completed by 31 May 2019.
historical accepted Bookmark
Statutes 7
Financial Intelligence Centre Amendment Act 1 of 2017 2 May 2017 | Commencement verified against Gazette 40821 dated 2017-05-02.
unverified date
current accepted Bookmark
Statutes 6
Financial Sector Regulation Act 9 of 2017 (English / Sepedi) 1 January 2017 | Commencement verified against Gazette 41060 dated 2017-08-22.
unverified date
current accepted Bookmark
Directives 3
Directive 4 of 2016 - New registration and reporting system 1 March 2016 | 2.4 The updating of registration related information must commence at 08H00, on Wednesday, 30 March 2016 and be completed by 17H00 on Friday, 22 April 2016.
historical accepted Bookmark
Directives 2
Directive 3 - Notification of failure to report as required by the FIC 1 September 2014 | 2.1 This directive is effective from date of publication in the Government Gazette.
current accepted Bookmark
Directives 1
Directive 2 - The use of login credentials following registration with the FIC 1 April 2014 | This directive is effective from date of publication in the Government Gazette.
current accepted Bookmark
Statutes 5
General Intelligence Laws Amendment Act 11 of 2013 1 January 2013 | Commencement verified against Gazette 36714 dated 2013-07-29.
unverified date
current accepted Bookmark
Proclamations 1
Financial Intelligence Centre Amendment Act: Commencement 26 November 2010 | that this Act comes into operation on 1 December 2010.
Gazette 26 November 2010 | Commencement 1 December 2010
reference accepted Bookmark
Statutes 4
Financial Intelligence Centre Amendment Act 11 of 2008 1 January 2008 | Commencement verified against Gazette 31353 dated 2008-08-27.
unverified date
current accepted Bookmark
Statutes 3
Prevention and Combating of Corrupt Activities Act 12 of 2004 28 April 2004 | Commencement verified against Gazette 26311 dated 2004-04-28.
unverified date
current accepted Bookmark
Statutes 2
Protection of Constitutional Democracy Against Terrorist and Related Activities Act 33 of 2004 1 January 2004 | Commencement verified against Gazette 27266 dated 2005-02-04.
unverified date
current accepted Bookmark
Regulations 1
Money Laundering and Terrorist Financing Control Regulations, 2002 20 December 2002 | Commencement verified against Gazette 24176 dated 2002-12-20.
unverified date
current accepted Bookmark
Statutes 1
Financial Intelligence Centre Act 38 of 2001 3 December 2001
unverified date
unknown unverified date accepted Bookmark